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    <description>FY 2027 HUD Fair Market Rents and Small Area FMRs for every county and ZIP, with ten years of history, plus DSCR and rental cash-flow calculators.</description>
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      <title>DSCR loans, from the lender's side of the desk</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>A DSCR loan qualifies a rental on its rent instead of your income. How the ratio is figured, what lenders ask for, and how voucher rent and 5+ units change it.</description>
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      <title>How much Section 8 pays a landlord, step by step</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>The voucher pays the payment standard or the gross rent, whichever is lower, minus the tenant's share. How FMR, payment standards and the 40% rule fit.</description>
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      <title>Small Area FMRs, explained with Dallas</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>Small Area FMRs are HUD's fair market rents by ZIP code. Where they are mandatory, how far they spread from the metro FMR, and what that does to voucher rents.</description>
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      <title>Using fair market rent to underwrite a rental</title>
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      <pubDate>Sat, 24 Oct 2026 00:00:00 GMT</pubDate>
      <description>How to turn HUD's FMR into a voucher rent you can underwrite, step by step, with a worked Columbus 3-bedroom example run through DSCR.</description>
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